Privacy Policy

What this page covers

This policy explains how Life Insurance Walnut Creek handles information connected to this website and to phone calls with our office in Walnut Creek, CA. The site is informational. It describes term life, whole life, universal life, mortgage protection, final expense coverage and retirement income planning. Our phone line, (925) 261-7628, is the only way to reach us.

What the website records on its own

Like most websites, ours runs on a server that writes ordinary log entries when a page loads. A typical entry holds your IP address, browser type, the page requested and the time of the request. These logs help us spot broken pages and keep the site running.

We may also use basic analytics cookies that count visits and show which pages people read. They tell us, for example, whether the whole life insurance page is more useful than the term life page. You can block or clear cookies in your browser settings, and the site will still work.

What you share when you call

There are no forms, accounts or sign-ups on this site. Anything personal we learn comes from what you choose to tell us on the phone. To talk through a policy, a caller might mention age, general health, income, debts such as a mortgage, or who they would name as a beneficiary. Share only what you are comfortable sharing, and ask us why a question matters before you answer it.

How we use that information

We use what you tell us to answer your questions, compare coverage options and prepare a quote you asked for. If you decide to apply for a policy, the application goes to the insurance carrier you choose, and the carrier handles its own underwriting under its own privacy terms. We do not sell your information or hand it to marketers.

When information may be disclosed

We may disclose information if the law requires it, or to the service providers that host and maintain this website. Those providers see only what they need to keep the site online.

Links and outside sites

Pages here may mention insurers or other outside resources. Their websites follow their own privacy practices, which we do not control, so read their policies before sharing anything with them.

Changes and questions

We may update this policy as the site changes, and the version posted here is the current one. If you want to know what we have on record from a past call, or want us to stop using it, the same line at (925) 261-7628 reaches someone who can walk you through it.